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Planning checklist

Questions to ask senior care providers

Before choosing any senior care provider, it helps to ask the right questions. Use this list as a starting point for conversations with home care agencies, assisted living communities, memory care facilities, and nursing homes.

Questions for home care agencies

  • Are your caregivers employees or independent contractors?
  • Are caregivers background-checked and insured?
  • What happens if my regular caregiver is sick or unavailable?
  • Do you provide a written care plan?
  • Can services be increased or decreased as needs change?
  • Do you provide overnight or 24-hour care?
  • What training do your caregivers receive?
  • Are you licensed in this state?

Questions for assisted living communities

  • What's included in the monthly fee and what costs extra?
  • How do you handle residents whose needs increase over time?
  • What is the staff-to-resident ratio during the day and overnight?
  • How are medication needs handled?
  • What does a typical day look like for residents?
  • What is your policy if a resident needs to leave or transition to a higher level of care?
  • Are there move-in fees or deposit requirements?
  • Is this community licensed by the state?

Questions for memory care communities

  • Is this a dedicated memory care community or a wing within a larger facility?
  • What specific dementia training do staff receive?
  • How is the community secured to prevent wandering?
  • How do you handle behavioral changes or sundowning?
  • What activities are offered for residents with memory loss?
  • How do you involve families in care decisions?
  • What is your policy on restraints or sedation?
  • How often is the care plan updated?

Questions for nursing homes

  • Is this facility Medicare and/or Medicaid certified?
  • What is the current inspection or survey history for this facility?
  • What is the staffing level and turnover rate?
  • How are medical needs handled on-site?
  • What therapy services are available?
  • What is the process for handling complaints or concerns?
  • Can my family visit at any time?
  • What happens if the resident's needs change significantly?

Questions about price and fees

  • What is the total monthly cost, all included?
  • What services cost extra beyond the base rate?
  • Are there move-in fees, deposits, or community fees?
  • Do rates increase annually? By how much?
  • Do you accept Medicaid, long-term care insurance, or veterans benefits?
  • What happens if I can no longer afford the current rate?
  • Is there a contract? What are the cancellation terms?

Questions about staffing and safety

  • What is the staff-to-resident ratio by time of day?
  • What is your staff turnover rate?
  • Are caregivers trained in fall prevention?
  • How are emergencies handled overnight?
  • Is there always a licensed nurse on duty?
  • How are incidents or accidents reported to families?

Questions about medication support

  • Who manages medications - staff, nurses, or the resident themselves?
  • How are medication errors handled and reported?
  • Can the provider work with our current physician or pharmacy?
  • What happens when a new medication is prescribed?

Questions about discharge or cancellation policies

  • Under what circumstances would a resident be asked to leave?
  • What notice is required if we choose to leave?
  • Is there a refund policy for prepaid fees?
  • What happens if a resident is hospitalized for an extended period?

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